In 1940, he donated it to the Royal Victoria Hospital, Montreal. He's young, full of ambition and energy, and he's just come back from three years with renowned, two-Michelin-star Chef, Ren Redzepi in Copenhagen. Select the best result to find their address, phone number, relatives, and public records. is a real beacon of light supporting education attainment for those who need it most! William Allan, JP (c.1770 - July 11, 1853), was a Scottish Canadian banker, businessman and politician.. Life and career. Scott Hugh Allen, 51, Indianapolis, IN, formerly of Green Bay, WI, passed away of natural causes on June 12, 2011, at his home in Indianapolis. How do we create a person's profile? Education As a Charlotte resident, it's an honor to lead the development of this new market for TD and forge new relationships throughout Charlotte's diverse communities. Degree, Louisiana State University, 1976. Once logged in, you can add biography in the database. 7211 S Yates Blvd, Chicago, IL 60649 443 E 83rd St, Chicago, IL 60619 8 Mccarthy Rd, Park Forest, IL 60466Show More (+) Associated Phone Numbers. TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. In 1830, he took a year off to travel through his native Scotland (he later named his home, Ravenscrag, after his favourite childhood haunt in Ayrshire) and continued via London, New York and Upper Canada. She came from a well-educated background, with her mother having been an alumnus of Brainerd Institute, Barber-Scotia College, and Bennett College of North Carolina. Best Match Powered by Whitepages Premium AGE 50s Hugh Allen Miami Gardens, FL (Scott Lake) View Full Report Addresses NW 27th Ave, Miami Gardens, FL Hugh Allen Liles passed away Friday, February 15, 2019 at the age of 93. How has it been shifting from commercial real estate to now being the regional head at TD Bank? Commercial Real Estate As an entrepreneur and the chosen head of Montreal's business community, he used this position to advocate for the establishment of a regular government-subsidised steamship line between Britain, Montreal and Portland. Meet Vue de monde 's new Executive Chef, Hugh Allen. Find TD Bank on Facebook atwww.facebook.com/TDBankand on Twitter at www.twitter.com/TDBank_US and www.twitter.com/TDNews_US. We collect and match historical records that Ancestry users have contributed to their family trees to create each person's profile. Directly, my responsibilities are going to be for our retail branch network, our commercial lending, our middle market lending and small business lending efforts in that same geography. Great panel discussion with TD Bank Group Board Member, Mary Winston and President & CEO of TD Bank, Americas Most Convenient Bank, Leo Salom. Health Care Dr. Hugh Allen - Mount Barker, SA - Family Doctor Reviews & Ratings - RateMDs The $600 tickets sold out in a matter of three hours when they went on sale. The mission of the Hydrocephalus Association is to find a cure for hydrocephalus and improve the lives of those impacted by the condition. Read more by visiting https://lnkd.in/gzGDbmtG, Chief Project Administrator of the Commissioning Team, Head of Enterprise Customer Success | Providing Equitable Access to Capacity Building Resources, Owner, McQueen's Custom Tailor Men & Womens Shoes & Accessories, Yo! To ensure the contract, he bribed Prime Minister Sir John A. Macdonald,[citation needed] subscribing over $350,000 for Macdonald's re-election campaign in 1872, but the Pacific Scandal (and Macdonald's defeat) ended his dreams of supremacy in the railway business. This page was last edited on 8 March 2023, at 22:42. Hugh received a Bachelor of Arts degree from University Of Southern California. Associated Addresses. Allen has over 28 years of experience in the industry and has worked with businesses and communities across the state. About TD Bank, America's Most Convenient BankTD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 9.6 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. Banking and Finance - Mise en place. In this role, he will provide strategic direction and sales leadership to TD Bank's Mid-South consumer, small business, commercial and specialty banking operations and lending services. He came to the British province of Quebec around 1787 under the auspices of family friend John Forsyth (of Forsyth, Richardson & Company), and he settled at Niagara a year later. Mabel Gertrude Allan (18671955), married Colin Augustus Monk Campbell (18601926), Seigneur de. Join Facebook to connect with Hugh Harrison Allen and others you may know. During his appearance on the Aussie cooking show, . While Group Executive Chef, Justin James will continue his role . Additionally, she has performed in several regional theaters, including the Alliance Theater in Atlanta, Georgia, where she played the role of Medea in "Blues for an Alabama Sky," the Arena Stage in Washington, D.C., and the Huntington Theater in Boston. I congratulate Hugh on his well-deserved promotion," said Chris Giamo, Head of Commercial Banking. Husband of Jane Jean Craig. Can't wait!! "The Mid-South is an incredibly important metro for TD, and I'm confident Hugh is the right leader to continue to elevate our presence across the region," said Ernie Diaz, Head of Consumer Distribution, Wealth and TD Auto Finance. "Hugh's extensive industry knowledge, network and skills, combined with TD's evolving focus on this growing region, will help ensure our continued success in the Mid-South.". Her two other sisters married respectively Hartland St. Clair MacDougall (brother of George Campbell MacDougall) and James St. George Bellhouse, of the firm of Bellhouse & Dillon. Hydrocephalus Association4340 East West Highway, Suite 905Bethesda, MD 20814-4447, For Support, Resources, and Answers to your Questions, Call: +888-598-3789 Updated: October 7, 2011. Allan himself invested heavily, particularly in those that would link the Port of Montreal to the Canadian West, and he became president of the Montreal Northern Colonization Railway in 1871. He is also Co-Founder of BP Basketball, Inc., a Charlotte-based nonprofit dedicated to mentoring youth through basketball. Husband of Anna "Anna" Hunter. Learn more about TD's acquisition of First Horizon. We were also able to celebrate The Chadwick A. Boseman College of Fine Arts at Howard University led by the incomparable Dean Phylicia Rashad. She also lent her voice to "The Mother" of the African-American community at the 42nd NAACP Image Awards. Hugh Allen Wells 06/28/1929 - 06/06/2018 Hugh Allen Wells, 88, of West Main Street, Greeneville, passed away Wednesday, June 6, 2018, at his home. Glad all is going well, TD has been recognized as one of the 2023 Best Workplaces for Women by Great Place to Work! Bankers and Attorneys Publishing Company, 1912 - Bankers. Input your search keywords and press Enter. Julie Peachey. . Brett Banker, 1977 Brian Carlson, 1980 Brian Cook, 1990 Brian Geraghty, 2001 . What else should people know about you and TD Bank? President 1st Savings & Loan Association, Warren, 1980-1981. Great news for TD Bank and even better news for our future retail customers in the Charlotte area! Select Accept to consent or Reject to decline non-essential cookies for this use. A Texas native, Hugh earned his bachelors degree at the University of Texas and his MBA at the Duke University Fuqua School of Business. Previously, H ugh was an Owner at Island Capital Funding and also held positions at Newmark. Father of Malcolm Allen. LinkedIn and 3rd parties use essential and non-essential cookies to provide, secure, analyze and improve our Services, and to show you relevant ads (including professional and job ads) on and off LinkedIn. Hugh Allen's Post Hugh Allen MidSouth Regional President - TD Bank 6mo Report this post Report Report. I've always maintained a varied skillset which has allowed me to work in different industries, and I thrive off learning about and adapting to new working environments. Sir Hugh Allan (September 29, 1810 - December 9, 1882) was a Scottish-Canadian shipping magnate, financier and capitalist. Summary. They took over the failing Commercial Bank of Canada, and by the mid-1870s had branches in New York and London. Weltkrieg gekmpft. CHARLOTTE, N.C., July 27, 2021 /PRNewswire/ -- TD Bank, America's Most Convenient Bank, announced today it has appointed Hugh W. Allen Regional President for its Mid-South Metro, which. Eligible organizations are invited to apply now through February 14. https://lnkd.in/eS9TXPPi #affordablehousing #tdreadycommitment #housingforeveryone #tdcharitablefoundation. Education Allen holds a bachelor's degree from the University of Texas and a Master of Business Administration from the Duke University Fuqua School of Business. James Allen Banker President: PREFERRED PROVIDER MEDICAL BILLING, INC: 2500 Via Cabrillo Marina, San Pedro, CA 90731: James Banker Managing: Banker, LLC Contractor: 318 Camarillo St, Placentia, CA 92870: James Banker Publications. Rashad's mother decided to move to Mexico to give her children a chance to grow up in an environment that was not plagued with the racism and segregation prevalent in the 1950s. The TD Community Benefits Plan is a public pledge to provide lending, philanthropy, banking access and other important activities to help increase economic opportunity and stability, especially in underserved communities. Liked by Hugh Allen. "Hugh is a one-of-kind leader with uncanny ability to quickly zero in on the most important aspect of a strategy to be formulated, decision to be made, or document to be reviewed . In 1860, Allan bought part of the estate of Simon McTavish and demolished the old manor house to make way for his new home, Ravenscrag, a sumptuous Italian Renaissance style house and the principal residence of the Golden Square Mile. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us. In 1978, Rashad further showcased her vocal ability and released the album "Josephine Superstar," which tells the life story of Josephine Baker. We will accomplish this by collaborating with patients, caregivers, researchers, and industry, raising awareness, and funding innovative, high-impact research to prevent, treat and ultimately cure hydrocephalus. We encourage you to research and examine . Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US and www.twitter.com/TDNews_US. How do you envision TD Banks work with the Upstate community? 1 Hugh Charles Allen Director 42657. Major Thurgood wurde 1923 in Regina, Saskatchewan (kanadische Provinz, d. V.) als Spro einer Soldatenfamilie geboren. Full-Stack Product Owner and Head of Product at Gradguide. AtLast! From 1863, the company became known as H & A Allan, of Montreal one segment, but an important and intricate part of the Allan family's empire. He also has had leadership roles at Wells Fargo, Coldwell Banker, PNC Bank, and Wachovia. By 1873, Allan expressed "a desire to protect ourselves". We really want to help our regions to continue to experience the wonderful growth that theyve had here in the Carolinas. Local Industry A glittering landscape of twenty-five speculative stories that challenge oppression and envision new futures for America--from N. K. Jemisin, Charles Yu, Jamie Ford, G. Willow Wilson, Charlie Jane Anders, Hugh Howey, and more. As a child, Phylicia, her older brother Andrew (called Tex), and younger sister, dancer and actress. Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. Jane Crawford Allan (9 July 1849- 6 May 1931), married 21 Oct 1867, Asst-Surgeon (later Major) Thomas Dodd Milburne, whose regiment, the 13th Hussars, was stationed in Canada from 1866 to 1869. [2], Beyond mail and emigrating passengers, the Allan Line carried royalty (converting one of its ships with no expense nor detail to attention spared), troops (in the Crimean and Zulu wars), general cargo, manufactured goods and much needed Canadian wheat to Britain. Construction Hugh Fox, 1954 Hunter Romaine, 1972 I. Ian Gollub, 1998 Ian Ian Cox, 1997 . Sign up for our e-newsletters or subscribe to get our print publications. GREENVILLE, SC - TD Bank, America's Most Convenient Bank, has named Hugh Allen Commercial Real Estate Regional Director for the Carolinas. We are very pleased to welcome Hugh to TD Bank, and we congratulate him on his new role, said Gregg Gerken, head of TD Banks Commercial Real Estate business. Deacon Immanuel Baptist Church, Warren, since 1979. "Hugh has many wonderful connections to the area through his professional and charitable work that will benefit our customers and colleagues throughout the region. Hugh Allen is the regional director of commercial real estate for TD Bank in the Carolinas. I'm thrilled to share TD Bank's plans to expand in the Southeast by building . The Allans entertained Prince Arthur of Connaught, Lord Lisgar, the Earl of Dufferin, Viscount Wolseley, and others. "Hugh has been an integral part of the TD Bank family for years and brings to this position deep banking expertise and an unrivaled passion for giving back to his community qualities I know will serve him well in his new role.". Ive been out as much as possible COVID-permitting to interface with our leadership and interface with our managers on the retail branch network side, as well as our commercial and middle-market lenders to A: get to know them, and more importantly, let them get to know me and B: hear how things are going in the market. Matilda Isabella Allan (18541932), died unmarried. $890 . Hugh Allen - People Directory - 192.com 92 Results for Hugh Allen Please use the search above if you cannot find the record you require. Weltkrieg. Realtor at Coldwell Banker . The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". Read More . Run as a family business, it was chartered in 1861 but did not open until 1864. Hugh Allen is the regional director of commercial real estate for TD Bank in the Carolinas. We really, really want to help facilitate growth and opportunity for our clients and for our communities. [2], In 1851, Hugh Allan had been elected President of the Montreal Board of Trade. Allen earned a BBA from The University of Texas and an MBA in finance from The Fuqua School of Business at Duke University. Sir Hugh Allan (September 29, 1810 December 9, 1882) was a Scottish-Canadian shipping magnate, financier and capitalist. This past Monday, I was bless to join 60 Veterans from various PGA HOPE (Helping Our Patriots Everywhere) Chapters from across the Carolinas as they participated in the 5th Annual HOPE Cup at Cougar Point in Kiawah Island, SC. Quimby, Hugh Allen was born on September 7, 1946 in Warren, Arkansas, United States. 9 am 5 pm (ET). #tdbank, As we approach the end of this week heading into #veteransday, I wanted to share this wonderful event TD was able to support in partnership with PGA Reach Carolinas. I'm thrilled to share TD Bank's plans to expand in the Southeast by building approximately 15 stores in Charlotte by 2025! Vice president Citizen's National Bank of Jacksonville, Citizens National Bank, Jacksonville, Arkansas, 1974-1976. #embraceequity #tdbank. Read eBook. Student, University Arkansas, 1967. Cision Distribution 888-776-0942 TD Bank is headquartered in Cherry Hill, N.J. To learn more, visitwww.td.com/us. We are here to help! $194,000 Check Home Value 2010-12-03 . Overseeing Maryland, the Carolinas,. Hugh McColl retired as a banker 16 years ago, but he still has a corner office about two-thirds of the way up the Bank of America Corporate Center, on the 41st floor. Gary was born in Phoenix, Arizona, and lived his entire life in the. About TD Bank, America's Most Convenient Bank. Hugh A Harris. Concentrating on shipping, shipbuilding and purchasing grain, Allan advanced rapidly, aided by capital raised and contacts gained through family connections, as well as social bonds he developed himself in the predominantly Scottish business community at Montreal. Have a question about who we are or what we do? I want to make sure Im doing whatever I can to remove obstacles for our folks, promote our brand and engage in our communities. Married Brenda Gail Wheeler, June 17, 1970. Scott was born on July 29 . Law Looking for a job? TD Bank announced in July that Hugh Allen will serve as the new regional president of the mid-south, which includes Virginia,Maryland, theDistrict of Columbia, Delaware,North CarolinaandSouth Carolina. Hugh Allen, who joined TD Bank in 2014 as a commercial real estate regional director, was named president of TD Bank's Mid-South Metro region last summer. This new store is well positioned with a tremendous team to service the financial needs of local residents and small businesses. Continue reading about New and Upcoming Science Fiction and Fantasy, (December 14, 1985 - February 2001) (divorced, 1 child), (May 13, 1972 - 1975) (divorced, 1 child), View agent, publicist, legal and company contact details on IMDbPro. Melbourne, Australia. #happyholidays, This past Thursday, TD Bank celebrated the grand opening of yet another store in Washington, DC, this time in the historic Shaw Community adjacent to Howard University. 1/4. 700 Park Offices Drive, Suite 007 After graduating from school, I started my banking career with a large regional bank based in Pittsburgh and went through their management training program. Hugh Gary Banker, age 87, peacefully passed away in his home surrounded by family and friends on Tuesday, February 21, 2023. Edythe Maud Allan (18631946), married (James) Turner Routledge (d. 1899). Brother of John Allen; William Allen; Thomas Allen; David Allen; Ann Colvin and 2 others. David Lominack, who is our market president in Greenville, does a phenomenal job of providing leadership for board engagement and community engagement in the Greenville market. GREENVILLE, SC TD Bank, Americas Most Convenient Bank, has named Hugh Allen Commercial Real Estate Regional Director for the Carolinas. Log In or Sign Up Hugh Allen See Photos Hugh Allen See Photos Hugh Allen See Photos Hugh Allen See Photos Hugh Allen See Photos Hugh Allen See Photos Hugh Allen See Photos He also serves on the Minority Alumni Advisory Board at Duke Universitys Fuqua School of Business. Phylicia Rashad-Allen was born on June 19, 1948, in Houston, Texas. TD Bank By Symone Graham - Staff Writer, Charlotte Business Journal Mar 24, 2023 TD Bank last. Allan had interests in new communications technology,[4] manufacturing,[4] and mining. It has been an honor to be part of this process with so many TD colleagues. - Ordering. or any of its affiliates; and, may be subject to investment risk, including possible loss of value. Get in touch today to learn more. Information on this website may be reproduced provided a full citation of the source is given. We are very focused on financial security for individuals in our communities and we want to be that that place that they can come to. In 1999, he moved to Raleigh, NC to serve as a regional president for First Union, responsible for general banking activities in Eastern NC. Jun 2013 - Jul 20152 years 2 months. At Howard University, Rashad was initiated into the Alpha Chapter of the Alpha Kappa Alpha sorority. Immediate Family: Son of William Allen and Jane Allen. The TD Charitable Foundations Housing for Everyone grant competition is now open for eligible organizations to apply. Back Submit. [13], Elizabeth Allan marriage announcement "Medical Times & Gazette", June 29, 1867, p. 726, Elizabeth Allan Gribbon obit "Montreal Gazette", June 14, 1921, p. 4, Jane Allan Milburne obit "Montreal Gazette", May 9, 1931, p. 9, 92-94 Water Street / Merchants Bank Building, Photograph:Ravenscrag, Sir Hugh's Montreal home built in 1863, Photograph:Ravenscrag, showing the conservatory, Photograph:The view from Ravenscrag in 1869, Biography of Sir Hugh's father, with a picture of his brother James Allan (1808-1880), https://en.wikipedia.org/w/index.php?title=Hugh_Allan&oldid=1143628316, Matilda Caroline Smith (m. 1844; d. 1881), Alexander Rea Allan (2 Aug 1845 29 Jun 1901), who "was not cut out for business". SCOTT ALLEN OBITUARY. TD Bank has named a Charlotte-based banker as its regional president for the Mid-South. He lettered. He most recently served as Mid-Atlantic CRE Division Manager at Wells Fargo. Prabook is a registered trademark of World Biographical Encyclopedia, Inc. Hugh Bonneville is a British actor, known for his stage work at the National Theatre and Royal Shakespeare Company as well as the West End. He holds a bachelors degree from the University of Texas and a Masters of Business Administration from Duke UniversitysFuqua School of Business. Treasurer Young Mens Christian Association, Warren, since 1988. He was a Second Lieutenant in Capt. Elizabeth Allan (9 Oct 1847 - 12 June 1921) married Asst-Surgeon (later Brigade-Surgeon) George Carson Gribbon, MB (1836-1894) in May 1867 while his regiment, the 25th (King's Own Borderers) Regiment of Foot, was garrisoned in Montreal. "Hugh has many wonderful connections to the area through his professional and charitable work that will benefit our customers and colleagues throughout the region. Hugh Allen - Biographical Summaries of Notable People - MyHeritage Hugh Allen In Biographical Summaries of Notable People Save this record and choose the information you want to add to your family tree Save record Spotted an error? Had the honor of moderating a panel with Leo Salom, President & CEO, TD Bank, Americans Most Convenient Bank and Mary Winston, TD Bank Group Board Member! April 8, 2023. What are your responsibilities as TD Banks regional president of the Mid-South? Michael Cooper, Kevin Short, Sonja Vallillo, SPHR, CIR. I celebrate you today. Before moving to Hugh's current city of Paradise Valley, AZ, Hugh lived in Scottsdale AZ and Mesa AZ. "I'd say it's a great place . Hugh Allen is an Owner and Dentist at Allen Dental based in Pembroke Pines, Florida. Announcing Amit Prakash as AIMCo's first Chief Investment Strategy Officer (CISO). His banking career began in 1989 with PNC Bank, leading him to his first commercial real estate lending post in Washington, DC. Allen serves on the Board of Directors for numerous organizations, including Global Diversity Summit of Commercial Real Estate, Charlotte/Mecklenburg County Police Foundation and the Arts Empowerment Project. Its been tremendous. Allen's previous experience includes positions at PNC Bank and Wells Fargo. Helped by Allan's spreading influence into allied shipping, railway and banking concerns, the firm was "as good as a bank". His remains were brought back to Montreal, and he was buried with his family at the Mount Royal Cemetery. Commercial Real Estate Place of Burial: Mount Pleasant, Charleston County, South Carolina, United States. Treasurer Young Mens Christian Association, Warren, since 1988; deacon Immanuel Baptist Church, Warren, since 1979; chairman Warren Housin Authority, board directors, since 1980. Environmental, Social and Governance (ESG), HVAC (Heating, Ventilation and Air-Conditioning), Machine Tools, Metalworking and Metallurgy, Aboriginal, First Nations & Native American, First-time Homebuyers See Now as a Good Time to Buy Despite Market Uncertainty, TD Bank Survey Finds, TD Bank Deepens Impact in Philadelphia with $2.5 million in Charitable Giving and Support for Diverse Homebuyers and Affordable Housing Programs. Outside of work, Allen serves on the board of directors for The Hydrocephalus Association, The Research Triangle Foundation, The Steve Smith Family Foundation and The Arts Empowerment Project. Hugh Allen looks appropriately earnest as he walks around the brooding, elegant Vue de Monde dining room on level 55 of Rialto Tower. Viral Tweets Funny Tweets Popular images Rap NFL players Basketball NBA NFL NBA players Actors Gaming Sports Popular videos Video games Elon Musk Football Baseball MLB Anime MMA Entertainment Music By using BiJog.com you agree to our Terms of Use and Privacy Policy. What is James Banker's date of birth? Hugh Allen is the TD Bank SVP & CRE South Division Head for the Carolinas & Georgia. You are now leaving our website and entering a third-party website over which we have no control. SVP - Head of U.S. Credit Card and Unsecured Lending, Happy International Womens Day to all of the amazing women who inspired me along the way! Based in Charlotte, N.C., his team provides construction and mini-perm loans, along with a full array of deposit and other related services to public and private developers and commercial real estate owners across the Carolinas, Southern Virginia and Georgia. Copyright 2023| Hydrocephalus Association| All Rights Reserved | Privacy Policy| Non-Discrimination Policy | Terms of Use | Website Technical Support: webmaster@hydroassoc.org, Information on this website may be reproduced provided a full citation of the source is given. A Masters of Business Administration from Duke UniversitysFuqua School of Business, Lord Lisgar, the Earl Dufferin. Hugh Allen was born on September 7, 1946 in Warren,.. Help our regions to continue to experience the wonderful growth that theyve had here in Southeast. Which we have no control married Colin Augustus Monk Campbell ( 18601926 ), and his... 1882 ) was a Scottish-Canadian shipping magnate, financier and capitalist he also has had leadership roles at Fargo. By great Place Rialto Tower Banking career began in 1989 with PNC Bank, America 's most Bank. Of Southern California 888-776-0942 TD Bank is headquartered in Cherry Hill, N.J. to learn more about Bank! 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Geraghty, 2001 his well-deserved promotion, '' said Chris Giamo, Head of Product Gradguide! And a Masters of Business at Duke University and Attorneys Publishing Company, 1912 -.. Capital Funding and also held positions at Newmark trades on the new York and London College of Fine at... Create a person & # x27 ; s new Executive Chef, Justin will! Td Bank, America 's most Convenient Bank, Jacksonville, Citizens National of! Mba in finance from the Fuqua School hugh allen banker Business Administration from Duke UniversitysFuqua School of Business Administration Duke! The mid-1870s had branches in new communications technology, [ 4 ] manufacturing, 4! Now being the regional Head at TD Bank Sonja Vallillo, SPHR, CIR Officer CISO... Also lent her voice to `` the Mother '' of the Hydrocephalus is... Has named Hugh Allen is an Owner at Island Capital Funding and also held positions at PNC Bank, most. Allen earned a BBA from the Fuqua School of Business Ann Colvin and 2 others Banker #. 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