Each of your payments is reported to all three of the credit bureaus to help improve or build your credit score. See Deposit Account Agreement (PDF) for details. The monthly fees, minimums, and other subtle but important distinctions between these accounts can be frustrating for the average consumer, which is why mobile banking has become a popular alternative to traditional banks. Nia L Liv. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. Credit Glory Review Pros And Cons Of This Service. Makati Avenue, Makati City, Philippines, 6F., EIC Building Lot 01/10B, Le Hong Phong St., Dang Hai Ward, Hai An District, Hai Phong City, Vietnam, Ground Floor , Landmark Building, 5B Ton Duc Thang,District 1, Ho Chi Minh City, Vietnam, No.139,St.274 Independent Monument, BKK I, Chamkarmorn, Phnom Penh, Cambodia, NO.601, Russian Federation Blvd., Phum Paprak Khang Cheung, Sangkat Kakab 1, Khan Pur SenChey, Phnom Penh, Cambodia (Postal Code:120912), No. This is mobile banking at its best and thats what makes us GO2bank. After the texts kept coming, I called Go2Bank and spoke with an agent (3, actually) who confirmed my name, birthdate, phone number, and SSN were used to open an account. Ingo Money is a service provided by First Century Bank, N.A. Online chat is available at GO2bank, where you may ask a question to an expert at the bottom right corner of most pages. Rd., Taipei City 10058, Taiwan, No.91, Heng-yang Rd., Taipei City 10009, Taiwan, No.9-1, Sec.2, Roosevelt Rd., Taipei City 10093, Taiwan, Room 129, No.2, Kaitakelan Blvd., Taipei City 10048, Taiwan, 1F., and 2F., and B1., No.70, Sec.1, Chengde Rd., Datong Dist., Taipei City 10355, Taiwan, No.113, Nan-king W. Hoping noone has opened an account as me but it sounds like that's what happened to you? Platinum Savings. Click to reveal Green Dot Corporation has another brand called GOBank, which should not be confused with this offering. Credit Unions tend to offer lower fees and better rates on savings than banks. Specifications of go2bank com Start: Member of the prestigious FDIC bank. Below is what you should know about GO2 Banks checking and savings account products. US Bank Smartly Checking. Theres no fee to transfer money from a linked bank account. Some of these benefits have some restrictions tied to them, which we would like to see changed in the future. I filed with H&R Block in mid-late mach (prior to these texts). Search for anything. Being able to create up to five different savings goals using the Vault feature is a great way to visualize your goals. Go2bank can be contacted by phone or live chat. This is a help forum - bad advice will get you banned, and we do not consider "just joking" to be a defense of advice that would be harmful if followed. I'm a bit upset about this because now the perpetrator has my email address, one more bit of info they can use to help perpetrate fraud. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. You can reach the Go2Bank Secured Credit Card customer service by calling (855) 459-1334. With hidden fees and charges. The main features that may appeal to a person include no monthly fees with eligible deposits, receiving your money during a pay period a little faster, a 1% interest-bearing savings, overdraft portion with opt-in to qualifying direct deposits, and up to 7% cashback on eGift card purchases. Open your account now! Available on a monthly basis, your VantageScore is a type of credit score thats used with Equifax. If you dont wish to completely manage your account online, want a base ATM network, or want to open an account for more traditional financial products, GO2 Bank might not be your answer. 2A-2B, Street 315, Phum 8, Sangkat Boeng Kak 1, Khan Tuol Kouk, Phnom Penh, Cambodia, No.462AB, Preah Monivong Boulevard(93), Phum 12, Sangkat Toul Basak, Khan Chamkar Mon, Phnom Penh, Cambodia, No. Anjana also holds a Business Analytics Certificate from the Wharton School. The credit limit on your secured credit card is equal to how much money you deposit on your card. The physical address and email address on file were not mine. David Krug is the CEO & President of Bankovia. GO2 Bank has a Help Center that helps answer their top questions, has quick help guides, and FAQs. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Rd., Banqiao Dist., New Taipei City 22060, Taiwan, No.173, Sec. Sign up for our newsletter. These Vaults can be set aside to accomplish different financial goals. Finder Rating: 3.2 / 5: . GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. . be mindful of hidden fees too, that may come from the ATM owner and not your bank. GO2 Bank offers a primary bank account that has a monthly fee of $5. She has worked in banking, finance, student loans, consumer credit cards, and tech. 21-1, Sec. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. GO2bank is easy to use and designed to simplify banking, helping people save time and money, and improve their financial wellbeing. Overall, GO2 Bank is a solid choice for those who are interested in mobile banking, are unbanked, or dont need a traditional bank to manage their finances. Press J to jump to the feed. This happened to me today as well. Based on Green Dot Corp; GO2bankTM is a division. There is a mobile banking app that you can use to find a network ATM, order a replacement debit card, make a mobile deposit, and keep tabs on your transactions. Customer service e is horrible. At that time, they were little more than a financial technology company and a far-cry from a typical financial institution. GO2 Bank follows all the safety and security protocols out there for online banks. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. and I keep getting text messages about it. Close to Science Museum. Mobile number verification, email address verification and mobile app are required to access all features. The action you just performed triggered the security solution. All rights reserved. Go2Bank is a legitimate bank, but someone has used your personal info to open a debit card account in order to collect fraudulent unemployment benefits. 368 & 369, Street No. Replace lost/stolen card. They have other 80,000 free locations available on their ATM network. Get a one-time $5 credit when you cash a check to your GO2bank account** The $5 promo code offer is valid only for users who successfully use the $5 promo code in the GO2bank mobile app before the promo code expires on 12/31/23. Amazon, Hulu, and Dominos are among the popular merchants who participate in this program. You will also be able to shop online, make regular purchases, and get cash back at participating retail stores. ZipBooks Review Is This Accounting Platform Worth Using? and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. Street 217, Phum 10, Sangkat Toul Svay Prey 2, Khan Boeng Keng Kang, Phnom Penh, Cambodia, No. Product: GO2bank Checking. Chime Bank has partnerships with two banks to offer their checking and savings accounts. Free ATM network of 42,000+. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Box 5100 Pasadena, CA 91117 if your issue is less urgent. If you think someone is trying to scam you, this is the place to ask about it. This is a whole lot longer than it takes on a traditional checking account to clear a check. 2023 GO2bank. Over the years, they expanded their financial products to include many other Green Dot services. Each cheerfully reassured me "not to worry" and "the account has already been closed," and reminded me this isn't a credit card so there is no risk to my credit reports from any inquiries. It seemed shady as hell. Flight Status Inquiry. Rd., Zhongshan Dist., Taipei City 10448, Taiwan, No.100, Chi-lin Rd., Taipei City 10424, Taiwan, No.53, Sec.2, Nan-king E. 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Fees may apply. They sent me a confirmation email with case number - but it went not only to me - but a very clearly obfuscated hotmail account - likely the perpetrator's email address. Box 5100, Pasadena, CA 9117. This happened to me too. Upsides (with one caveat): Solid rate for up to $5,000. The seamless and smooth online and mobile experience ensures that customers can access their account anytime, as long theres an internet connection. GO2bank is a trademark of Green Dot Corporation. And I called the number on the back of the card and it just put me on hold forever. You can round up the purchases that you make to the next dollar to save the remainder. Also, you could only deposit cash at certain stores and couldnt write checks from it like a bank account. balance for APY. I figured someone made a typo in the phone number, but put a security freeze through Chexsystems and a fraud alert with the credit bureaus just in case. Find deposit options. We're dealing with it now. Although it is a low monthly fee, when you look at other mobile bank account competitors, they tend not to charge a fee. Unapproved checks will not be funded to your account. Fees apply for approved Money in Minutes transactions funded to your account. 2023 GO2bank. Date of experience: April 02, 2023. Plus, you can avoid paying overdraft fees and monthly fees by meeting their requirements. Government benefits are available up to four days too. Green Dot (NYSE: GDOT) is a financial technology and registered bank holding company focused on making modern banking and money movement accessible for all. Has anyone else had this happen? Call to "disable" the account and contact Dept. Not valid with any other offer. a. $3 fee plus any additional fee by an ATM owner or bank at out-of-network ATMs. This website is using a security service to protect itself from online attacks. I called their customer service and (foolishly) punched in my social security number and birthdate to see if there was an account and it indictated there was. Their customer service number is 855-459-1334. This website is using a security service to protect itself from online attacks. New comments cannot be posted and votes cannot be cast. You can use your mobile bank account with GO2 Bank to pay all your bills using its online bill pay feature. Offer sponsored by Ingo Money. Rd., Taipei City 10683, Taiwan, No.233, Sec.4, Chung-hsiao E. O2 Bank has partnered with almost 90,000 stores, including Walmart, Walgreens, Dollar General, and CVS Pharmacy. Their ATM network includes well over 15,000 AllPoint locations. You can reach a customer service agent by phone seven days a week, from 5am to 9pm PT. You can also get reimbursed up to $10 monthly when you use a non-Allpoint ATM. Live chats can be initiated from the website or app during the same customer service hours. It does sound very sketchy though. Otherwise, youll pay an overdraft fee of $5 each time. The device (s) and user (s) impacted. A $15 fine will be assessed if you do not return your account balance to zero within 24 hours. Ways to Bank Internet & mobile banking, branches, ATMs & more; . By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. And, we have the experience to back it up: Green Dot has serviced more than 67 million accounts over the last 23 years. My case turned out to be attempted unemployment insurance fraud (among possible others), I reported it to the state, my employer, and froze my credit at the 3 agencies. The only other option is to receive online access within minutes for a fee thats between 1% and 5%. 2, Zhongshan Rd., Zhonghe Dist., New Taipei City 23555, Taiwan, No.276, Sec. Void where prohibited. 4.75%. 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